3.04% VA
$342,000
$1,231/mo
420 Park Avenue
Eaton, CO
2 bd1 ba1,334 sqft
Nunn, Colorado
Keep the rate.
Buy the home in Nunn.
5 assumable homes for sale in Nunn, with locked rates from 3.62%. Take over the seller’s existing FHA, VA, or USDA loan instead of financing at today’s 7.2%.
Median assumable rate
6.81%
vs 7.2% market
$190/mo saved
Median locked rate
6.81%
Across 5 assumable listings
Typical monthly savings
$190
On a $655,000 home vs 7.2%
Certified listings
0
Loan terms confirmed with the listing agent
Loan types
FHA · VA
Government-backed loans are assumable by law
Verified in Nunn
Homes with a rate worth keeping
3.17% FHA
$499,000
$1,710/mo
10395 County Road 112
Carr, CO
4 bd2 ba2,128 sqft
2.25% VA
$425,000
$1,271/mo
801 4th Street
Pierce, CO
4 bd2 ba1,688 sqft
2.90% FHA
$389,000
$1,255/mo
295 Gila Trail
Ault, CO
2 bd2 ba1,019 sqft
3.31% FHA
$648,000
$1,727/mo
20463 County Road 86
Ault, CO
3 bd2 ba2,090 sqft
3.62% FHA
$699,000
$1,790/mo
37416 County Road 45
Eaton, CO
4 bd2 ba2,204 sqft
Inventory snapshot
What’s assumable in Nunn right now
Live counts from the MLS feeds we index for Colorado. Updated August 2026.
- Active listings
- 5
- Certified / verified
- 0
- Lowest rate
- 3.62%
- Median rate
- 6.81%
- Median list price
- $655,000
- Median cash to assume
- $176,474
Listings by locked rate
- Under 4%1 home
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up4 homes
Listings by loan type
- FHA4 homesmedian 6.70%
- VA1 homemedian 6.81%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homes by Nunn ZIP code
Nearby markets
More assumable homes in Colorado
- Aurora390
- Denver361
- Colorado Springs329
- Commerce City112
- Castle Rock101
- Littleton98
- Greeley95
- Brighton81
- Parker80
- Thornton65
- Longmont59
- Arvada58
- Fort Collins50
- Johnstown44
- Pueblo42
- Lakewood41
- Peyton40
- Westminster38
- Broomfield36
- Monument35
- Loveland30
- Elizabeth26
- Fort Lupton25
- Fountain25
Run your numbers
The cost of waiting in Nunn.
A 7.2% new loan against an assumable one at 6.81%, same balance, 30 years.
You keep every month
$137/mo
Over a year$1,647
Monthly payment, side by side
7.2% vs 6.81%
How an assumption works
Three steps. One lower payment.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written.
- 01
Find a locked rate
Every listing here carries an existing FHA, VA, or USDA loan you can take over. Filter by rate, payment, or down payment.
- 02
Qualify with the servicer
You apply with the current lender, not a new one. Our team handles the paperwork and the timeline.
- 03
Close and keep the rate
The seller’s balance, rate, and remaining term become yours. No points, no rate shopping, no reset to 30 years.
Questions
Assuming a mortgage in Nunn
Numbers below come from current Nunn inventory and update as listings change.
- How many assumable homes are for sale in Nunn?
- As of August 2026, UMe tracks 5 active assumable listings in Nunn. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
- What types of assumable loans are available in Nunn?
- Current Nunn inventory breaks down as FHA (4, median 6.70%) and VA (1, median 6.81%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
- What is the lowest assumable mortgage rate in Nunn right now?
- The lowest rate on an active Nunn assumable listing is 3.62%, and the median across all 5 listings is 6.81%. 1 listing is under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
- How much can I save with a mortgage assumption in Nunn?
- Across current Nunn listings, the median principal-and-interest payment on the assumable loan is $2,926 per month versus $3,116 for the same balance at today's rates, a difference of about $190 every month, or $2,276 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
- How much money do I need to assume a home in Nunn?
- When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Nunn that gap is currently a median of $176,474 on a median list price of $655,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
- Which Nunn ZIP codes have the most assumable homes?
- The Nunn ZIP codes with the most active assumable listings are 80648 (5). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
- How long does a mortgage assumption take in Nunn?
- Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Ready when you are
Stop overpaying for Nunn.
Every listing on the map has a rate you can take over. Start with the ones in Colorado, or list your own low-rate loan and let buyers come to you.
